Opt for Optimism At‑Home Challenge

We’re harnessing the power of optimism in a new way, because taking ownership over the little things matters now more than ever. Practicing positivity every so often can help you feel better—emotionally, physically and even in money matters.
The many facets of optimism
Research has shown us that optimism comes in a variety of shapes: gratitude, organization, community, generosity and perspective. Pick a challenge that resonates with you today and revisit the page as often as you wish! Our collection of challenges will help us all focus on silver linings wherever we can find them.


Be grateful for the good things you already have.

Noticing and writing down things we’re grateful for creates a positive neurological loop that encourages us to keep it up.

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List five things you’re grateful for about being at home.
Gratitude helps you focus on the positive. Take a minute to think about the upsides of spending more time at home.
Give someone you love a shoutout.
Letting others know you appreciate them helps hardwire your brain to focus on the people in your life.
Check in with a former teacher or personal mentor and see how they're doing.
Practicing gratitude can make you more resilient. Reach out and thank someone who helped you in the past.
Start a daily gratitude journal.
Putting pen to paper in the morning can increase your self-esteem and start your day on a positive note.
Leave a thank you note for your mail carrier.
People who practice gratitude experience fewer aches and pains, sleep better and have improved immunity.


Organization is all about getting rid of distractions.

Physical and mental clutter can cause major stress. Taking time to tidy up can help you regain a sense of control.

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Use the time you would spend commuting to organize a cabinet.
Completing a small task creates a sense of accomplishment and can lead to positive habits that last.
Tidy up your junk drawer or another space that causes stress.
A little goes a long way. Getting organized gives you a sense of control and can help you feel less overwhelmed.
Take 15 minutes to collect your thoughts before bed.
Going to bed with a clear mind will help you get better rest, lower your blood pressure and wake ready to tackle tomorrow.
Pick up all the trash you see on your next walk outside.
You’ll be rewarded with an energy boost, decreased stress levels and some much-needed vitamin D.
Unfollow social media accounts that don't bring you joy.
Decluttering your social feeds will free up time and mental space to focus on other parts of your life.


Strengthen your sense of community

Feeling supported, loved and accepted are just a few positive aspects of being an active part of your community.

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Schedule a virtual happy hour.
Spending time with friends (even virtually) fights off isolation and bolsters self-confidence.
Celebrate someone else on social media today.
Making others the focal point creates a sense of community and broadens your perspective.
Support your favorite neighborhood business.
Helping our neighbors helps us feel more connected. If you can, treat yourself to a gift card online.
Invite your childhood friends to create a shared playlist.
Taking a virtual group walk down memory lane is a fun way to shake off any feelings of isolation.
Leave an uplifting chalk message on your sidewalk.
Remembering that we’re all in this together gives us strength. Let your neighbors know you support them.


Generously offer something you value to someone else.

Whether with time, attention or money, generosity is priceless. Bonus: Those on the receiving end are often motivated to pay it forward, creating a never-ending generosity loop!

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Donate clothes you don’t wear to those in need.
Giving to others gives us a sense of purpose. Use your extra time at home to go through your closet.
Pick up something for someone else at the store.
Helping reduce someone else’s to-do list won’t take much extra effort, but can help you both adopt a more positive outlook.
Leave an extra-generous tip on your next grocery delivery.
Generosity is a natural confidence booster. Show your thanks to our essential workers and tip what you can.
Offer to (virtually) read to someone else’s kid.
Sharing your time will increase your sense of purpose and give your overwhelmed parent friends a few quiet moments to recenter.
Next time you hit the drive-thru, pay for the person behind you.
Buy a stranger’s meal if you can. Generosity shifts focus away from daily stresses and toward those around us.


Perspective is how you see the world and your place in it.

Taking time to reflect and unwind can help you turn your intentions into real-life action.

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Make a list of things you admire about someone.
Taking the time to understand someone else’s perspective can help you become more empathetic.
Get outside for a 15 minute walk.
Physical activity decreases stress. Leave your phone behind and take a little time for yourself.
Flip through old journals or photo albums.
Spending time appreciating your past can help shed new light on how far you’ve come.
Take a break from all media for the rest of the day.
Switching off the news for a few hours can give you time to take a deep breath, reset and de-stress.
Blast some tunes for an at-home dance party.
It’s a great way to move your body, have fun with your whole family and shake off stress and anxiety.
We’d love to hear from you.
If one of these challenges got you really jazzed, or you did something else that you think others might enjoy, won’t you share it? We’re using #OptForOptimism
Let’s show up for each other.
If you have a great idea for generously brightening someone’s day, we want to hear it. We might surprise you with a Frost It Forward Visa Reward Card® so you can deliver a little gift on our dime.
The Research On Optimism

Being optimistic can make a world of difference. It makes you 7x more likely to be financially healthy, decreases your days of financial stress and increases your chances of meeting your money goals.