What Optimism Means
True optimism is a mindset about determination, resilience and grit. And there’s never been a better time for it.
At Frost, we borrow our definition from psychology—dispositional optimism—meaning optimists feel they have the tools to create a positive outcome for themselves. Optimists view their habits and behaviors as the why and how behind making good things happen.
Michelle Gielan, Positive Psychology Researcher and Frost Partner
In the field of positive psychology we define optimism as the expectation of good things to happen and the belief that behavior matters, especially in the face of challenges.
Michelle Gielan
Positive Psychology Researcher and Frost Partner
Why does Frost care about optimism?
We discovered that while there’s no shortage of financial advice out there, many Americans are struggling. And we want to help. So we took a deeper look at how people feel about their finances and how those feelings might determine their day-to-day actions. Our research made our mission clear: Help people become more optimistic and the rest will follow. We believe our mission is needed now more than ever.
Optimism is a force on your finances
Here’s what we found in our research: