What Optimism Means
True optimism is a mindset about determination, resilience and grit. And there’s never been a better time for it.
At Frost, we borrow our definition from psychology—dispositional optimism—meaning optimists feel they have the tools to create a positive outcome for themselves. Their expectations have been verified by their own experiences. Optimists view their habits and behaviors as the why and how behind making good things happen.
Why does Frost care about optimism?
We discovered that while there’s no shortage of financial advice out there, many Americans are struggling. And we want to help. So we took a deeper look at how people feel about their finances and how those feelings might determine their day-to-day actions. Our research made our mission clear: Help people become more optimistic and the rest will follow. We believe our mission is needed now more than ever.
of Americans feel they are just getting by financially.
of Americans say finances control their lives at least sometimes.
of Americans say because of their money situation they’ll never have the things they want in life.
Optimism is a force on your finances.
Optimism helps you manage your money, but don’t just take our word for it. Here’s what we found in our research:
more likely to experience better financial health than pessimists
Three Main Habits of Financial Optimists
Take the taboo out of money
Seek progress, not perfection
Expect the unexpected
What Kind of Optimist Are You?
What kind of optimist are you?
Join the Opt for Optimism At-Home Challenge
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